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Differences between disability and critical illness coverage
Disability insurance is designed to assist the insured if he or she is unable to work after an accident or illness. It also provides an ongoing monthly income and payments end when the insured is medically able to return to work. On the other hand, Critical illness ins...
Statistics about critical illnesses
Lifetime probability of developing some form of cancer in someone`s lifetime is one in three. In the last 30 years, the cancer survival rate has nearly doubled to 55 percent. One in four Canadians has some form of heart disease. About 75,000 heart attacks occur each ...
Life long learning plan (LLP)
The Lifelong Learning Plan (LLP) is a Canada Revenue Agency program that allows you to withdraw up to $20,000 (annual limit of $10,000) from your registered retirement savings plans (RRSPs) to finance full-time training or education for you, your spouse, or common-law p...
Advantages of spousal RRSP
The RRSP rules allow an individual to contribute to an RRSP for his or her spouse (or common –law partner) and claim the deduction, provided that the contribution does not exceed the maximum available for the individual`s own plan. If withdrawals are made from th...
First time home buyer plan (HBP)
If you are purchasing or building a home for the first time, the first time Home Buyer’s Plan (HBP) allows you to borrow up to $25,000 in a calendar year from your registered retirement savings plans (RRSPs) to buy or build a qualifying home.  You can withdra...
Articles
Canadians brace for increased travel costs
RBC Insurance survey Canada News-Wire 26 Jun 2008   As soaring gas prices and higher travel costs hit Canadian travelers, a new survey by RBC Insurance and Ipsos Reid suggests many travelers don't feel the need to protect their travel investment.   Th...
Couple's story offers lesson in life insurance
Banks like to offer life insurance on mortgages. And coverage is often available without a medical examination. Although obtaining an insurance without medical examination is much simpler than with the examination, The risk of getting your policy being underwritten at t...
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